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  What is eChecksNowTM?

eChecksNowTM is an ePaymentNow.com payment service that allows online merchants to accept and process electronic check payments -- directly from their Web site's storefront straight to their bank account.

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  1. eChecksNowTM makes it easy for online businesses to add an electronic check payment option to their Web site. Customers who wish to pay for a purchase with an electronic check can simply select the electronic check option and enter the requested bank account information. eChecksNowTM encrypts the data using SSL encryption technology and transmits it to the secure server for posting. Transactions are automatically settled each day. Then, the system debits the consumer's account via the Automated Clearing House (ACH)* and transfers the funds to the merchant's account. If the account numbers are entered incorrectly or the account has insufficient funds, the eChecksNowTM system notifies the merchant


  2. *The Automated Clearing House is the electronic network which transfers and clears funds between banking institutions on behalf of merchants and their customers. Each transaction takes approximately 48 hours to clear, and we strongly suggest that merchants wait five days from the initial transaction date before shipping any goods. This leaves two days to debit the consumer's account, two days to deposit the funds into the merchant's account, and one day for the bank to post the transaction.


  3. eChecksNowTM is a payment option that is available for your business today. Call now to discuss your e-Commerce Strategy.



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